A Licensee is Exempt From the Continuing Education Requirement if He or She
Insurance agents, producers, and adjusters must meet insurance continuing education requirements in their home states. While requirements may vary slightly between states, they tend to be fairly similar across state lines. However, when it comes to exemptions, some states are more permissive than others.
So what are the insurance continuing education requirements in your state—and can you qualify for an exemption? Here's a list of exemption requirements in a handful of states throughout the US.
South Carolina. The state Department of Insurance exempts producers licensed for limited lines, as well as producers who are age 55 or older with 20 years of licensure in good standing, from insurance continuing education requirements in South Carolina.
Pennsylvania. In this state, there are several classes of producers who are exempt from insurance continuing education requirements in Pennsylvania. Those licensed prior to January 1, 1971, with continuous licensure and without adding additional lines of authority are exempt. Limited lines producers, public adjusters, and Surplus Lines licensees are also exempt. Some nonresident insurance producers complying with the insurance CE requirements in their own states are exempt. And those exempted by the Commissioner due to a hardship, such as a disability or illness, are also exempt.
South Dakota. The South Dakota Department of Insurance exempts producers who turned 65 prior to July 1, 2006 and had at least ten years' licensed experience as a producer prior to that date. Limited lines producers who sell only credit life and health insurance, bail bonds, surety bonds, or travel accident and baggage insurance, producers who are also attorneys licensed to practice law, are all exempt from South Dakota insurance continuing education requirements.
Tennessee. The TN Department of Commerce and Insurance exempts several different types of insurance professionals from insurance continuing education requirements in Tennessee. These include Limited Lines producers, insurance producers who have held continuous licensure since January 1, 1994, and nonresident public adjusters from reciprocal states who comply with the continuing education requirements in their home state. Those licensed since Jan 1, 1994, still have to complete initial training for LTC licensure if they want to sell Long-Term Care insurance—but they're exempt from ongoing insurance continuing education.
Louisiana. The State of Louisiana provides several exemptions for insurance continuing education. For example, if you're over 65 and have over 15 years of experience as an insurance producer, you may no longer have to complete LA continuing education requirements. Licensed producers and adjusters can maintain their licenses without insurance continuing education if they're deployed in active duty. And you may also be exempt if a medical condition or injury interferes with your ability to meet continuing education requirements.
Texas. The Texas Department of Insurance requires licensees to document and prove their need for an exemption, and grants exemptions on a case-by-case basis. In general, you may only apply for an extension to TX insurance continuing education requirements if you have over 20 years of continuous experience as a practicing insurance professional, or if you cannot attend continuing education classes because of a properly-documented circumstance beyond your control. These reasons may be something like a serious illness or active military duty, but not business or workload.
Ohio. The State of Ohio grants insurance continuing education exemptions to non-resident agents who are already complying with insurance CE requirements in their home state; inactive producers and adjusters; and those with a limited authority license.
Vermont. Vermont exempts limited lines producers and nonresident agents from the VT insurance continuing education requirements. It also exempts property and casualty adjusters.
California. Most insurance agents are exempt from CA insurance continuing education requirements if they have been a licensee in good standing for thirty continuous years and are 70 years old or older. In some circumstances, you might still qualify for the exemption if your thirty years hasn't been continuous; for example, if you had a break in your license renewal period because of a transfer between employers or a late renewal.
Maine.The state of Maine lets insurance professionals off the hook for ME insurance continuing education requirements if they are active-duty military personnel. You may be able to defer your continuing education requirements as well as waiving them entirely.
Most insurance professionals are not exempt from continuing education requirements in their home state—and it's often difficult to receive waivers based on personal hardship. However, it is possible—and some states are more permissive than others. Check out your home state's Department of Insurance website to find out whether or not your state offers exemptions—and whether you qualify.
Source: https://www.fastrackce.com/continuing-education/insurance/eexempt-from-insurance-continuing-education-requirements-in-your-state/
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